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What Senior Care Costs

Indiana's published CareScout medians for assisted living, nursing homes and in-home care, and why no memory-care median exists anywhere.

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What senior care costs in your metro

The 2025 CareScout Cost of Care Survey puts Indiana's statewide median at $5,639 a month for a private one-bedroom assisted living unit, $8,943 a month for a semi-private nursing home room, and $10,326 a month for a private nursing home room. Non-medical home care runs a statewide median of $35 an hour.

CareScout publishes state medians only. No Indianapolis-metro-specific figure exists from any primary source — local pricing likely differs from the statewide number, but we do not invent a local figure to fill that gap. Ask each community for its current all-in rate in writing.

There is no published memory-care median anywhere — CareScout does not survey it as a category, for Indiana or any other state. Get quotes in writing instead of trusting an online estimate.

Questions families ask

Is Indiana's Medicaid expansion (HIP) the same as long-term care Medicaid for seniors?

No. The Healthy Indiana Plan (HIP), Indiana's ACA expansion effective February 1, 2015, covers adults 19-64 based on income. Long-term-care Medicaid for seniors uses a separate, non-MAGI aged/blind/disabled eligibility pathway with different asset and income rules. The two are frequently and incorrectly conflated.

Is there a waitlist for Indiana's PathWays Waiver?

Yes, historically. At the program's July 2024 launch, 9,015 people were on the PathWays waiting list statewide out of 39,842 total slots. Current waitlist figures change; confirm today's status with CICOA Aging & In-Home Solutions, the Area Agency on Aging serving this region.

What is Indiana's Medicaid Estate Recovery Program?

Indiana's Medicaid Estate Recovery Program (MERP) recovers amounts Medicaid paid on a recipient's behalf after age 55, from probate and certain non-probate assets. As of July 1, 2025, the state has 9 months after death to file a claim, and recovery does not proceed while a spouse survives or a child is under 21, blind, or disabled.

What does assisted living cost in Indianapolis?

The CareScout Cost of Care Survey publishes a statewide Indiana median only -- $5,639 a month for a private one-bedroom in 2025 -- not an Indianapolis-specific figure. Local pricing likely differs from the state median in either direction; ask each community for its current rate.

What does memory care cost in Indiana?

There is no published memory-care median for Indiana or any other state -- CareScout does not survey it as a category. Any memory-care price you see quoted online is an estimate or an extrapolation, not a sourced figure. Get quotes in writing from each community instead.

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